Maharashtra Balasaheb Thackeray Accidental Insurance Scheme 2020

Maharashtra Balasaheb Thackeray Accidental Insurance Scheme 2020 – Rs. 30,000 for Road Accident Victims

The Balasaheb Thackeray Accidental Insurance Scheme has been launched by the Maharashtra government as a type of accidental insurance to help accident victims. The main purpose is to offer financial help to the patients for timely treatment and recover quickly. However, the Health Assurance Society is responsible to implement the scheme for the help of its beneficiaries. Let us take you through some other relevant details of the above-said scheme.

Launch details of the scheme

Name of scheme	Maharashtra Balasaheb Thackeray Accidental Insurance Scheme
Target group of scheme	Victims suffering due to road accidents
Main objective of scheme	Financial assistance for timely treatment of victims of road accidents
Scheme launched in	Maharashtra
Scheme announced by	CM Uddhav Thackeray
Financial help for scheme	Rupees 30,000
Date of scheme launch	September, 2020

Key features of scheme –

1. Beneficiaries of the scheme –Road accident victims are the benefits of the scheme. Through this, the state is trying to offer help to the victims of accidents
2. Main purpose of scheme launch – The main objectivebehind the scheme launch is to offer financial aid to the ones who have suffered road accidents. With this, they can avail of free treatment
3. Financial help under the scheme – A total of rupees 30, 000 will be given to the beneficiaries as per the scheme guidelines to avail of timely treatment from private and government hospitals
4. Amount sanctioned for the scheme –The health department has given a total of rupees 120 crores for the help of the beneficiaries

Eligibility criteria for the scheme –

• Residential details – As the scheme has been introduced in Maharashtra, only the victims who meet with an accident in Maharashtra are eligible
• Income details – The victim has to give details about income to justify their eligibility for the scheme
• Provision of insurance scheme – As part of the scheme, the beneficiaries will be given the help of rupees 30000 that they can use for medical help in nearby government or private hospital
• Treatment procedures covered – Under the scheme, benefits will be given for free treatment facilities for 74 procedures. It includes facilities like the intensive care unit, fracture issues and gets suitable meals in the hospital

Documents required under the scheme

• Residential details –The candidate has to offer suitable accident and hospital documents to justify that they have suffered the accident on roads of Maharashtra
• Income details –The victim should produce income details to justify their need for the scheme benefits
• Identification proof –For identification, the candidate has to produce an Aadhaar card, ration card, voter ID card, and the like options

Exclusion list under the scheme

For railway and industrial accidents, the scheme will not cover-up. If an individual suffers an accident problem during daily wage works, they are not included to be covered up for the scheme benefits.

How to apply for the Maharashtra Accidental Insurance Scheme –

The online application details are yet to come as this is a newly launched initiative by the state government. As soon as it comes up, the beneficiaries can know about it from the scheme’s portal. As there are increased problems of causalities, and most of them go unnoticed, the state government is trying their best to cover up for the victims’ sufferings.

There are almost 40 000 road accidents occur, and about 13,000 people die due to a lack of guidance or suitable treatment. As India is among the worst in terms of performing and offering help to the road victims, such scheme imitative from state government can be of immense help for the beneficiaries. 

FAQ

Other links –

• Kerala Swasraya Scheme
• Mukhyamantri Pak Sangrah Yojana in Gujarat
• Odisha Garima Scheme
• 7th Pay Commission For Maharashtra