Pension Rules | Family Pension Rules For States & Central Govt Jobs

Pension Rules | Family Pension Rules For States & Central Govt Jobs

Pension is one of the major benefits attained by any government employee. This can be said to be one of the perks or assurances when a government employee gets retired. Now that being said, this pension schemes and benefits have certain regulations that have to be followed. In this article we are going to discuss about the different aspects of pension rules for the state and central government jobs.

Pension Rules | Family Pension Rules For States & Central Govt Jobs

In case of any family pension the widow is actually eligible for attaining the pension on the death of her spouse. Now this can be initialized even if the employee has served only for one year. Even before the employee has served or completed one year, his/her family is eligible for pension if the employee has been examined by proper medical authority of the government and declared fit for the government services.

The total calculation of pension is solely done depending on the reference of average emulations. This will be the average of basic pay drawn in the last 10 months or absolute last basic pay drawn whichever will be beneficial for the party. If the government died on deputation of duty for another department of central government, then they shall also have the option for attaining the death gratuity and family pension.

In case of any government employee who dies during the deputation to the State Government on Foreign Services, his/her family shall also be eligible for pension and death gratuity. But this will also be according to the pension rules taken by Head office or the Cadre authority which sanctioned deputation of the govt. servant to state government or the foreign services department.

  • When does a family become eligible for a family pension?

The amount of pension is sanctioned and authorized at the same time when the pension Payment order is drawn. If the government dies in service then the widow shall be sanctioned the pension if she fills up the form 14 and bring that to the head office that is going to authorize and sanction the family pension through the Pay and Accounts Officer. If the deceased government employee is succeeded by a single child or in case of any minor, mentally or physically handicapped person then the local guardian might submit the claim in the form 14 with duly signed documents and certificates to the head office for the sanction and authorization of family pension.

In case of the death of a pensioner, the pensioners wife or the deceased or dependent parents should apply to the head office by filling up the form 14.This should be supported by the death certificate of the employee. And the certificate needs to be submitted to the Pension Disbursing Authority. In case the pensioner and the spouse had a joint account, there is no requirement of filling up the form 14. At that case, the spouse shall need to inform the bank by a simple letter supported by a copy of death certificate.

In any other cases, the family will have to fill up the form no 14 and give away the witness of two other persons, which will be sufficient.

  • Up to which period the family pension is payable?

For a widow or widower, the period of family pension is till the date of death or till the date of remarriage. The family pension shall be continued if the income from any other resources is less than the amount of family pension and the dearness allowance.

If the widow becomes non-eligible for pension, the children below the age of 25 or till they get married, or till they are earning more than the amount needed for a minimum family income they shall have the pension.

The pension is offered for a lifetime to a son or daughter who is suffering from a permanent disability that may be mental or physical. In simple terms, if the person is unable to earn any money due to disability, the pension shall be offered.

If there are no spouses at all, but there are children below 25 years, or children above 25 years who are disabled, then the amount shall be granted to the unmarried, widowed or the divorce daughters who are above the age of 25. But that will also come with a seniority condition, which means, the senior child will have the first priority in attaining the pension.

Also the family pension can be paid to the parents who are dependent on the income of the government employee. And the disabled siblings who are dependent on the earnings of the government employee will also be provided with the pension.

  • Is family pension payable to more than one person?

The family pension is payable to one single person normally but in certain cases there will be the division of pension among family members. The special cases are:

  1. More than one widow
  2. A widow and eligible child from another widow
  3. A widow and another child from a divorcee or an illegal marriage
  4. Twins, triplet or quadruplet children
  • Is the family pension available to a spouse after remarriage?

The family pension has now been made available even after the remarriage for the childless widow of the deceased employee. But it will be only offered to her in case the earnings of the individual are not more than the minimum income to run a family.

SL NO Facts to know ;Brief details
1. Death after 7 years of service 50% of the pension last drawn or double the family pension @ 30% of pay last drawn.
2. Amount of minimum and maximum pension after 6th CPC? Minimum amount Rs 3500 and the maximum amount shall be Rs 45000.
3. Age of application for Voluntary retirement After completion of 30 years of service.
4. Additional age details of pension
  • 80-85 years -20% of revised basic pay
  • 85-90 years- 305 of revised basic pension
  • 490-95 years- 40% of revised basic pension

Other :

  1. Pay Scale Salary for Pay band Pay Matrix of 37000-67000 After 7th Pay Commission
  2. Banks set to launch schemes to tap pay commission bonanza